    /* ============================================================
   YOUR TOKENS + BASE + UTILITIES (kept as supplied)
============================================================ */

/* ── TOKENS ────────────────────────────────────────── */
:root {
  --navy:       #0A192F;
  --navy-dark:  #060f1e;
  --navy-mid:   #112240;
  --gold:       #D4AF37;
  --gold-light: #e8c84a;
  --white:      #FFFFFF;
  --offwhite:   #F8F9FA;
  --gray-100:   #f1f3f5;
  --gray-300:   #dee2e6;
  --gray-500:   #adb5bd;
  --gray-600:   #6c757d;
  --text-body:  #2d3748;
  --font-main: 'Manrope', system-ui, sans-serif;
  --nav-h: 80px;
  --nav-h-scrolled: 68px;
  --section-py: 110px;
  --section-py-sm: 72px;
  --radius-sm: 4px;
  --radius-md: 8px;
  --transition: all 0.28s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ── BASE ────────────────────────────────────────────── */
*, *::before, *::after{
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
     scroll-behavior: smooth;
}

body {
  font-family: var(--font-main);
  font-weight: 400;
  line-height: 1.65;
  color: var(--text-body);
  background-color: var(--white);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-main);
  color: var(--navy);
  line-height: 1.2;
}

a {
    text-decoration: none;
    color: inherit;
}
img {
    max-width: 100%;
    display: block;
}

/* ── UTILITY ─────────────────────────────────────────── */
.text-gold { color: var(--gold) !important; }
.bg-navy   { background-color: var(--navy) !important; }
.bg-navy-mid { background-color: var(--navy-mid) !important; }
.bg-offwhite { background-color: var(--offwhite) !important; }

.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background-color: var(--gold);
  color: var(--navy);
  font-family: var(--font-main);
  font-weight: 700;
  font-size: 0.875rem;
  letter-spacing: 0.04em;
  padding: 14px 32px;
  border: 2px solid var(--gold);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-gold:hover {
  background-color: transparent;
  color: var(--white);
  border-color: var(--white);
}

.btn-outline-white {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background-color: transparent;
  color: var(--white);
  font-family: var(--font-main);
  font-weight: 600;
  font-size: 0.875rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 13px 30px;
  border: 2px solid rgba(255,255,255,0.5);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-outline-white:hover {
  border-color: var(--gold);
  color: var(--gold);
}

.section-eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}

.section-title {
  font-size: clamp(1.9rem, 3.5vw, 2.75rem);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.15;
}

.divider-gold {
  width: 48px;
  height: 3px;
  background: var(--gold);
  display: block;
  margin: 18px 0 28px;
}

    
    
    /* ═══════════════════════════════════════════════
       INSIGHTS PAGE — SCOPED STYLES
    ═══════════════════════════════════════════════ */

    /* ── PAGE HERO ── */
    #page-hero {
      position: relative;
      min-height: 520px;
      display: flex;
      align-items: center;
      overflow: hidden;
      background: var(--navy);
      padding: 140px 0 100px;
    }

    #page-hero .hero-bg {
      position: absolute;
      inset: 0;
      background:
        linear-gradient(135deg, rgba(10,25,47,0.8) 45%, rgba(10,25,47,0.80) 100%),
        url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?w=1600&q=80') center/cover no-repeat;
      z-index: 0;
    }

    #page-hero .hero-grid {
      position: absolute;
      inset: 0;
      background-image:
        linear-gradient(rgba(212,175,55,0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(212,175,55,0.04) 1px, transparent 1px);
      background-size: 60px 60px;
      z-index: 1;
    }

    /* Animated rings */
    #page-hero .hero-pulse {
      position: absolute;
      right: 8%;
      top: 50%;
      transform: translateY(-50%);
      width: 340px;
      height: 340px;
      z-index: 1;
      display: flex;
      align-items: center;
      justify-content: center;
    }

    @media (max-width: 991px) { #page-hero .hero-pulse { display: none; } }

    #page-hero .pulse-ring {
      position: absolute;
      border-radius: 50%;
      border: 1px solid rgba(212,175,55,0.12);
      animation: pulseExpand 3.5s ease-out infinite;
    }

    #page-hero .pulse-ring:nth-child(1) { width: 100px; height: 100px; animation-delay: 0s; }
    #page-hero .pulse-ring:nth-child(2) { width: 180px; height: 180px; animation-delay: 0.7s; }
    #page-hero .pulse-ring:nth-child(3) { width: 260px; height: 260px; animation-delay: 1.4s; }
    #page-hero .pulse-ring:nth-child(4) { width: 340px; height: 340px; animation-delay: 2.1s; }

    @keyframes pulseExpand {
      0%   { opacity: 0.6; transform: scale(0.92); }
      100% { opacity: 0;   transform: scale(1.08); }
    }

    #page-hero .pulse-center {
      width: 72px;
      height: 72px;
      border-radius: 50%;
      background: var(--gold);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.8rem;
      color: var(--navy);
      z-index: 2;
      box-shadow: 0 0 0 8px rgba(212,175,55,0.12);
    }

    #page-hero .container { position: relative; z-index: 2; }

    .breadcrumb-nav {
      display: flex;
      align-items: center;
      gap: 8px;
      margin-bottom: 20px;
      font-size: 0.8rem;
      font-weight: 500;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.45);
    }
    .breadcrumb-nav a { color: var(--gold); text-decoration: none; }
    .breadcrumb-nav a:hover { text-decoration: underline; }
    .breadcrumb-nav .sep { color: rgba(255,255,255,0.25); }
    .breadcrumb-nav .current { color: rgba(255,255,255,0.45); }

    .hero-title {
      font-size: clamp(2.4rem, 5vw, 3.8rem);
      font-weight: 800;
      color: var(--white);
      line-height: 1.12;
      margin-bottom: 20px;
      letter-spacing: -0.02em;
    }
    .hero-title .gold { color: var(--gold); }

    #page-hero .hero-sub {
      font-size: 1rem;
      color: rgba(255,255,255,0.6);
      line-height: 1.8;
      max-width: 560px;
      margin-bottom: 36px;
    }

    #page-hero .hero-actions {
      display: flex;
      gap: 16px;
      flex-wrap: wrap;
    }

    /* ── FILTER BAR ── */
    #filter-bar {
      background: var(--white);
      border-bottom: 1px solid var(--gray-200);
      position: sticky;
      top: 72px;
      z-index: 100;
      padding: 0;
    }

    .filter-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 16px;
      flex-wrap: wrap;
      padding: 14px 0;
    }

    .filter-tabs {
      display: flex;
      gap: 0;
      overflow-x: auto;
      scrollbar-width: none;
      list-style: none;
      padding: 0;
      margin: 0;
    }
    .filter-tabs::-webkit-scrollbar { display: none; }

    .filter-tabs li button {
      background: none;
      border: none;
      border-bottom: 2px solid transparent;
      padding: 10px 20px;
      font-family: var(--font-main);
      font-size: 0.8rem;
      font-weight: 600;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      color: var(--gray-500);
      cursor: pointer;
      white-space: nowrap;
      transition: all 0.2s ease;
    }

    .filter-tabs li button:hover,
    .filter-tabs li button.active {
      color: var(--navy);
      border-bottom-color: var(--gold);
    }

    .filter-search {
      display: flex;
      align-items: center;
      gap: 10px;
      border: 1px solid var(--gray-200);
      padding: 8px 16px;
      background: var(--gray-50);
      min-width: 220px;
    }

    .filter-search i { color: var(--gray-400); font-size: 0.9rem; }

    .filter-search input {
      border: none;
      background: none;
      outline: none;
      font-family: var(--font-main);
      font-size: 0.85rem;
      color: var(--navy);
      width: 100%;
    }

    .filter-search input::placeholder { color: var(--gray-400); }

    /* ── FEATURED ARTICLE ── */
    #featured-article {
      padding: 80px 0 60px;
      background: var(--white);
    }

    .featured-card {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0;
      border: 1px solid var(--gray-200);
      overflow: hidden;
      transition: box-shadow 0.3s ease;
    }

    .featured-card:hover {
      box-shadow: 0 16px 48px rgba(10,25,47,0.1);
    }

    @media (max-width: 991px) {
      .featured-card { grid-template-columns: 1fr; }
    }

    .featured-card-image {
      position: relative;
      min-height: 400px;
      overflow: hidden;
    }

    .featured-card-image img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      transition: transform 0.6s ease;
    }

    .featured-card:hover .featured-card-image img {
      transform: scale(1.04);
    }

    .featured-card-image .tag {
      position: absolute;
      top: 24px;
      left: 24px;
      background: var(--gold);
      color: var(--navy);
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      padding: 5px 12px;
    }

    .featured-card-body {
      padding: 48px 44px;
      background: var(--navy);
      display: flex;
      flex-direction: column;
      justify-content: center;
    }

    .featured-meta {
      display: flex;
      align-items: center;
      gap: 16px;
      margin-bottom: 20px;
    }

    .featured-meta .tag-pill {
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--gold);
      border: 1px solid rgba(212,175,55,0.4);
      padding: 4px 10px;
    }

    .featured-meta .date {
      font-size: 0.78rem;
      color: rgba(255,255,255,0.4);
    }

    .featured-card-body h2 {
      font-size: clamp(1.3rem, 2.5vw, 1.8rem);
      font-weight: 800;
      color: var(--white);
      line-height: 1.25;
      margin-bottom: 16px;
      letter-spacing: -0.02em;
    }

    .featured-card-body p {
      font-size: 0.9rem;
      color: rgba(255,255,255,0.55);
      line-height: 1.8;
      margin-bottom: 28px;
    }

    .featured-author {
      display: flex;
      align-items: center;
      gap: 12px;
      padding-top: 24px;
      border-top: 1px solid rgba(255,255,255,0.1);
      margin-top: auto;
    }

    .author-avatar {
      width: 40px;
      height: 40px;
      border-radius: 50%;
      background: rgba(212,175,55,0.15);
      display: flex;
      align-items: center;
      justify-content: center;
      color: var(--gold);
      font-size: 1rem;
      flex-shrink: 0;
    }

    .author-info strong {
      display: block;
      font-size: 0.82rem;
      color: var(--white);
      font-weight: 600;
    }

    .author-info span {
      font-size: 0.75rem;
      color: rgba(255,255,255,0.4);
    }

    /* ── ARTICLE GRID ── */
    #articles-grid {
      padding: 20px 0 120px;
      background: var(--white);
    }

    .article-card {
      border: 1px solid var(--gray-200);
      overflow: hidden;
      height: 100%;
      display: flex;
      flex-direction: column;
      transition: border-color 0.25s ease, box-shadow 0.25s ease, transform 0.25s ease;
    }

    .article-card:hover {
      border-color: var(--gold);
      box-shadow: 0 12px 40px rgba(10,25,47,0.08);
      transform: translateY(-4px);
    }

    .article-card-image {
      position: relative;
      height: 210px;
      overflow: hidden;
      flex-shrink: 0;
    }

    .article-card-image img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      transition: transform 0.5s ease;
    }

    .article-card:hover .article-card-image img {
      transform: scale(1.05);
    }

    .article-tag {
      position: absolute;
      top: 16px;
      left: 16px;
      font-size: 0.65rem;
      font-weight: 700;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      padding: 4px 10px;
    }

    .article-tag.tax     { background: #FFF3CD; color: #856404; }
    .article-tag.audit   { background: #D1ECF1; color: #0C5460; }
    .article-tag.advisory{ background: #D4EDDA; color: #155724; }
    .article-tag.legal   { background: #F8D7DA; color: #721C24; }
    .article-tag.governance { background: var(--navy); color: var(--gold); }
    .article-tag.eac     { background: rgba(212,175,55,0.15); color: var(--navy); }

    .article-card-body {
      padding: 24px 26px 28px;
      display: flex;
      flex-direction: column;
      flex: 1;
    }

    .article-meta {
      display: flex;
      align-items: center;
      justify-content: space-between;
      margin-bottom: 12px;
    }

    .article-meta .date {
      font-size: 0.72rem;
      color: var(--gray-400);
      font-weight: 500;
    }

    .article-meta .read-time {
      font-size: 0.72rem;
      color: var(--gray-400);
      display: flex;
      align-items: center;
      gap: 4px;
    }

    .article-card-body h3 {
      font-size: 1rem;
      font-weight: 700;
      color: var(--navy);
      line-height: 1.4;
      margin-bottom: 10px;
      letter-spacing: -0.01em;
    }

    .article-card-body p {
      font-size: 0.84rem;
      color: var(--gray-500);
      line-height: 1.7;
      margin-bottom: 0;
      flex: 1;
    }

    .article-card-footer {
      padding: 16px 26px;
      border-top: 1px solid var(--gray-100);
      display: flex;
      align-items: center;
      justify-content: space-between;
    }

    .article-author-mini {
      display: flex;
      align-items: center;
      gap: 8px;
      font-size: 0.76rem;
      color: var(--gray-500);
      font-weight: 500;
    }

    .article-author-mini i { color: var(--gold); }

    .article-read-link {
      font-size: 0.76rem;
      font-weight: 700;
      color: var(--navy);
      text-decoration: none;
      letter-spacing: 0.05em;
      text-transform: uppercase;
      display: flex;
      align-items: center;
      gap: 5px;
      transition: color 0.2s ease;
    }

    .article-read-link:hover { color: var(--gold); }

    /* ── NEWSLETTER ── */
    #newsletter {
      background: var(--navy);
      padding: 90px 0;
      position: relative;
      overflow: hidden;
    }

    #newsletter::before {
      content: '';
      position: absolute;
      inset: 0;
      background-image:
        linear-gradient(rgba(212,175,55,0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(212,175,55,0.04) 1px, transparent 1px);
      background-size: 60px 60px;
    }

    #newsletter .container { position: relative; z-index: 1; }

    .newsletter-form {
      display: flex;
      gap: 0;
      max-width: 520px;
    }

    .newsletter-form input {
      flex: 1;
      padding: 14px 20px;
      background: rgba(255,255,255,0.08);
      border: 1px solid rgba(255,255,255,0.2);
      border-right: none;
      color: var(--white);
      font-family: var(--font-main);
      font-size: 0.9rem;
      outline: none;
      transition: border-color 0.2s ease;
    }

    .newsletter-form input::placeholder { color: rgba(255,255,255,0.35); }
    .newsletter-form input:focus { border-color: var(--gold); }

    .newsletter-form button {
      background: var(--gold);
      border: 1px solid var(--gold);
      color: var(--navy);
      font-family: var(--font-main);
      font-size: 0.82rem;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      padding: 14px 24px;
      cursor: pointer;
      white-space: nowrap;
      transition: background 0.2s ease;
    }

    .newsletter-form button:hover { background: #c49e2e; }

    .newsletter-tags {
      display: flex;
      flex-wrap: wrap;
      gap: 8px;
      margin-top: 20px;
    }

    .newsletter-tag {
      font-size: 0.72rem;
      font-weight: 600;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.45);
      border: 1px solid rgba(255,255,255,0.15);
      padding: 5px 12px;
      cursor: pointer;
      transition: all 0.2s ease;
    }

    .newsletter-tag:hover, .newsletter-tag.active {
      color: var(--gold);
      border-color: var(--gold);
    }

    /* ── TOPIC CATEGORIES ── */
    #topic-categories {
      padding: 110px 0;
      background: var(--gray-50);
    }

    .topic-card {
      background: var(--white);
      border: 1px solid var(--gray-200);
      padding: 32px 28px;
      height: 100%;
      display: flex;
      flex-direction: column;
      gap: 16px;
      transition: border-color 0.25s ease, box-shadow 0.25s ease;
      cursor: pointer;
      text-decoration: none;
    }

    .topic-card:hover {
      border-color: var(--gold);
      box-shadow: 0 8px 28px rgba(10,25,47,0.08);
    }

    .topic-card-icon {
      width: 52px;
      height: 52px;
      background: var(--navy);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.3rem;
      color: var(--gold);
      flex-shrink: 0;
    }

    .topic-card h4 {
      font-size: 0.95rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0;
    }

    .topic-card p {
      font-size: 0.82rem;
      color: var(--gray-500);
      line-height: 1.7;
      margin: 0;
      flex: 1;
    }

    .topic-card-count {
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: var(--gold);
    }

    /* ── LOAD MORE ── */
    .load-more-wrap {
      text-align: center;
      padding-top: 56px;
    }

    /* Hidden article cards (for filter JS) */
    .article-item { display: none; }
    .article-item.visible { display: flex; }
  